Insurance companies have their adjusters. You should too. Claim Titans represents homeowners and businesses across California to maximize every dollar of your insurance settlement — at no upfront cost.
When you file a claim, the insurer sends their own adjuster — whose job is to minimize what they pay you. Claim Titans levels the playing field.
Fully licensed by the California Department of Insurance. We meet every regulatory requirement to represent you in any claim negotiation statewide.
We respond within 24 hours and get boots on the ground quickly. Time matters when it comes to documenting damage — we don't let claims go cold.
We only get paid when you get paid. Our fee is a percentage of your settlement — so our incentive is always to maximize what you receive.
From wildfires in the hills to water damage in commercial buildings — we know California's unique risks and the policies that cover them. We've seen it all.
Documentation, negotiation, appraisals, appeals — we manage the entire claims process from start to finish so you can focus on rebuilding.
Received an underpayment or denial? It may not be final. We review denied and underpaid claims and fight to get you the settlement you're entitled to.
Whether you're a homeowner or a business owner, we fight for the maximum settlement you're entitled to under your policy.
From wildfire and smoke damage to burst pipes, mold, theft, and earthquake — we represent California homeowners from first call to final settlement.
Property damage, business interruption, loss of income — we help California businesses recover fully and get back to operating at full capacity.
If your insurer denied your claim or offered less than you deserve, our team will review your policy, document overlooked damage, and fight your appeal.
We handle the complexity so you don't have to. Here's what happens when you work with Claim Titans.
Tell us about your claim. We review your policy and the damage at no cost or obligation. If we can help, we'll tell you exactly how.
Our team conducts a thorough inspection — documenting every item of loss that your insurance company may have missed or undervalued.
We prepare a comprehensive claim package — damage reports, estimates, and supporting evidence — and submit it to your insurer on your behalf.
We negotiate directly with your insurance company until we reach a settlement that fully reflects your loss. We don't settle for less.
Common questions about public adjusters, the claims process, and working with Claim Titans.
A public adjuster works exclusively for you — the policyholder — not the insurance company. When you file a claim, your insurer assigns their own adjuster whose primary goal is to minimize the payout. A public adjuster is your advocate: we independently assess your damage, interpret your policy, prepare your claim, and negotiate to get you the maximum settlement you're entitled to under your policy.
There is no upfront cost. Claim Titans works on a contingency basis — we earn a percentage of your final settlement. If we don't recover money for you, you owe us nothing. Our fee is only due after you receive your settlement, so our incentive is always aligned with yours: maximize what you get paid.
Yes — in many cases, a denial or low settlement offer is not the final word. We review your policy, re-document the damage, and identify coverage that may have been overlooked or improperly excluded. We then submit a supplemental claim or formal appeal on your behalf. Many of our clients come to us after being denied — and we've helped them recover significant additional settlements.
We handle a full range of personal and commercial property claims throughout California including: wildfire and smoke damage, water and flood damage, fire damage, earthquake damage, wind and storm damage, theft and vandalism, mold, business interruption, and commercial property claims. If you're unsure whether your situation qualifies, contact us for a free consultation — we'll tell you honestly whether we can help.
No — in fact, a well-prepared claim often moves faster because it's complete, documented, and submitted properly the first time. Insurance companies process better-documented claims more efficiently. What may take longer is the negotiation phase, but that time is almost always rewarded with a significantly higher settlement than what was initially offered.
As early as possible after the loss. Contacting us before you file or early in the claims process gives us the best opportunity to document damage thoroughly and build the strongest possible claim. However, if you've already filed — or even received a settlement that you believe is too low — it may not be too late. Contact us and we'll review your situation at no charge.
Yes. Claim Titans is fully licensed and bonded as a public adjuster in the State of California, in compliance with California Insurance Code Sections 15006–15032. We encourage all policyholders to verify the license of any public adjuster they consider hiring through the California Department of Insurance license lookup at insurance.ca.gov.
Tell us about your situation. We'll review it at no cost and let you know exactly what we can do for you.
